Table of Content 

Japanese Long-Term Interest Rates under the Quantitative and Qualitative Easing Policy- Analysis of JGB and IRS Markets Takayasu Ito

Renewable Energy Investments of the European Union: Opportunities and Constraints Emrah AYHAN*, Mahmut BAYDAS**, Fatih AZMAN**, and A. Tayfur AKCAN**

Financial determinants of credit to the private sector Rilind Ademi

IMPACT OF MARKETING OF BANKING SERVICES ON THE PROFITABILITY OF NIGERIAN BANKING  SECTOR 1990 – 2013 Nwaeze Chinweoke*, Anetor, E.  Adegboye** and Egwu Charles Chukwudinma*

Determinants of Non-Performing Loans in Albania  Lorena Kurti

Stakeholders’ Perceptions of the Administrative Rules Governing Public Participation in the Hampton Roads Transportation Planning Organization Nadhrah A Kadir* and Aaron Smith-Walter**

SEM Modelling of Interdependencies between Employee Advantages, Productivity and Economic Growth Margareta CARAN, Cristian PERES and Graţiela Georgiana NOJA

Key Factors influencing customers to use Ar Rahnu (Islamic Pawn Shop) in Malaysia: Evidence from Bank Rakyat
Mohamad Abd Hamid*, Ishak Abd Rahman** and Ahmad Nafis Abd Halim**

The domestic and trade partner countries economic development as a determinant of trade balance-evidence from Macedonia Bekim Stafai

The impact of electronic money in Albanian economy Lorena PASHOLLARI and Lorena KURTIA

RESEARCH TOWARDS RELATIONS BETWEEN COMMUNICATION SKILLS AND NEGOTIATION BEHAVIOR IN THE PROCESS OF CONFLICT RESOLUTION IN ORGANIZATIONS Kemal DEMIRCI*, Selçuk GOKTAS*, Canan KIRMIZI*, Mustafa Samet CETİN**, and Mürsel GULER*

Social media as an important form of local government offices  communication AGNIESZKA SMALEC

CIVIL AND CRIMINAL CONSEQUENCES OF FAILURE TO COMPLY WITH OBLIGATIONS IN OCCUPATIONAL HEALTH AND SAFETY Nezihe Binnur Tulukçu and Berrin Akbulut

Rhetoric or Reality: Perception of Sustainability Practices by Practicing Managers of SMEs in South India Siji Cyriac* and T Asokan**

Contribution of marketing to turnaround success of small and medium-sized enterprises during strategic, earnings and liquidity crisis from the perspective of experts from financial institutions Sophia Hueber